Upcoming Trends & Changes
How Deferment of Mortgage Payments May Affect Borrowers in the Long Run
Upcoming Trends & Changes
Read the full Originate Report August edition here. – When Congress passed Section 4021 of the CARES Act in response to the effects...
Appraisals In the New World
Upcoming Trends & Changes
The appraisal industry has been under a great pressure for several years now. Increasing demand, shrinking pools of aging appraisers, evolving data and...
Why a Weakening Housing Market Could Be Good News for Investors
Business Development, Upcoming Trends & Changes
A recent BiggerPockets’ blog post carried the headline “Why I’ll Never Fix and Flip Houses Again.” The writer lamented about the HGTV factor:...
What Seismic Retrofit Requirements Mean for Lenders and Investors
Business Development, Upcoming Trends & Changes
As seismic retrofit programs on the West Coast begin a new phase of migrating from voluntary programs to mandatory programs, lenders, investors, and...
Lend to an IRA…with your IRA
Business Development, Upcoming Trends & Changes
A solid private lending strategy can persevere through any market. The United States economy has been chugging along and the stock market has...
The Future of Lending is Through Automation and AI
Automation in Today’s Evolving Society, Business Development, Essential Tools & Technologies, Technology, Upcoming Trends & Changes
When mortgage professionals gather for an industry conference it’s usually not long before someone jokes (or moans) about how slow the industry moves...
Will Consumers Seek Mortgage Alternatives as Interest Rates Rise?
Business Development, Upcoming Trends & Changes
Earlier this year, the Federal Reserve raised interest rates by 25 basis points, bringing their benchmark rate to 1.75%-2.00%. It was the second...
House Passes Bill to Increase HMDA Reporting Threshold
Upcoming Trends & Changes
On January 18, the House moved forward legislation that would exempt many credit unions, community banks, and small lenders from specific Home Mortgage Disclosure Act (HMDA) reporting requirements....
Mortgage Rates Rise Slightly in December As Originations Drop
Upcoming Trends & Changes
Mortgage rates rose during mid-December, according to a recent report. The numbers climbed the charts modestly during the week of December 11, 2017,...
Does It Make Sense to Buy a New House Before Selling the Old One?
Upcoming Trends & Changes
Your client is interested in moving. They need to sell their old house first before buying a new one, right? After all, they...