Author Archives: Originate Report Team

The Sekou Effect | Author Archives: Originate Report Team

Cover Story: David Erard and Jason Gilbert, Armanino LLP

Read the full November edition of Originate Report here. Armanino LLP, one of the top 25 largest independent accounting and business consulting firms in the United States, understands the importance of staying on top of emerging trends in consumer and professional-facing technology. With four primary areas of service – assurance/audit, business management, consulting, and tax […]

Wisdom From the CEO: Ryan Craft

Read the full November edition of Originate Report here. Can you explain a time where you faced adversity or had struggles early on in your career? How did these experiences mold and shape them into the leader they are today? During the summer of 2008, I was a Non-Agency & Subprime mortgage bond trader at […]

The Pitfalls of Fractionalized Deeds of Trust

Read the full November edition of Originate Report here. Many investors like the alternative lending space where they can invest in mortgages, otherwise known as Trust Deed investing, whereby they become the lender on real estate. The two major ways to invest in these mortgages is either in some kind of pooled investment [a Fund], […]

You’re Lending With A Handicap: Private Lending Data is Still in the Dark Ages

Read the full November edition of Originate Report here. Private lending has become more tech-savvy than ever, with numerous software options to market, originate, and service loans. These platforms enable lenders to transact loans faster and more efficiently while providing internal metrics that allow businesses to know exactly where a deal falls within their guidelines […]

See the Investment Potential of IRAs

Read the full Originate Report October edition here. Most people in the U.S. are unaware that tax-advantaged accounts, like Traditional or Roth IRAs or old 401(k)s, can invest in “alternative” assets such as private loans. However, the IRS actually does allow “self-directed” accounts to invest in Private Lending investments, real estate, private placements, gold, and much […]

Special Feature: John Ingoglia, Socotra Capital

Read the full Originate Report October edition here. Remembering ‘Hard Money John’ and Persevering through COVID-19 This year has been a whirlwind for many – between a global pandemic and an often-teetering economy, 2020 has put even the most hardened private lending professionals to the test. The team at Socotra Capital, a premier private lender based […]

UBTI and Mortgage Debt Funds

Read the full Originate Report October edition here. According to Investopedia, Unrelated Business Taxable Income [UBTI] is income regularly generated by a tax-exempt entity by means of taxable activities. This income is not related to the main function of the entity and prevents or limits tax-exempt entities from engaging in businesses that are unrelated to their […]

Culture Corner: Pacific Private Money

Read the full Originate Report October edition here. Pacific Private Money: Seriously Committed to Work & Fun  At Pacific Private Money, Inc., a real estate lender based in Novato, Calif., what you see is what you get, and that’s a good thing. Its cultural DNA is built on internal values of respect, reliability, transparency, authenticity, resourcefulness, […]