Author Archives: Melissa Martorella

Understanding Forbearances

A forbearance is a tool implemented to assist borrowers that are experiencing financial hardship due to circumstances such as natural disasters, unemployment, or unexpected injury. This form of assistance will not eliminate the amount owed on the affiliated mortgage, as the borrower will sign an agreement obligating them to repay the loan in a specific […]

Building a Strong Antitrust Compliance Program

With the Dodd-Frank Act in full swing and the Consumer Financial Protection Bureau (“CFPB”) seemingly issuing a new regulation or rule proposal each week, it is the right time for financial companies to evaluate and strengthen their compliance programs as a preventative bulwark against federal antitrust violations. Antitrust compliance should be a top priority of […]