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Author Archives: Melissa Martorella

Author Archives: Melissa Martorella | July 31, 2017

ABOUT THE AUTHOR: Melissa Martorella joined Geraci Law Firm as an Associate Attorney in the Banking and Finance section in 2015. Ms. Martorella’s experience includes representing lenders and brokers, preparing commercial, residential, and construction loan documents, as well as drafting assignments, extensions, modifications, and subordination agreements. Ms. Martorella also has experience assisting with negotiating the terms of transactions, drafting custom language, and closing loans. Ms. Martorella has prepared loan documents for transactions all over the country and ensures compliance with state-specific laws. CONTACT: (949) 379-2600 | www.geracilawfirm.com

Understanding Forbearances

A forbearance is the process of offering borrowers a temporary reduction in the amount they pay on their regular installments or a periodic deferment of mortgage payments. Debtors opting into forbearance agreements will be obligated to repay the remaining or deferred amounts back. A forbearance is a tool implemented to assist borrowers that are experiencing […]

Building a Strong Antitrust Compliance Program

With the Dodd-Frank Act in full swing and the Consumer Financial Protection Bureau (“CFPB”) seemingly issuing a new regulation or rule proposal each week, it is the right time for financial companies to evaluate and strengthen their compliance programs as a preventative bulwark against federal antitrust violations. Antitrust compliance should be a top priority of […]