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A Winning Formula: Industry Insight + Innovative Lending = Builders Capital

Insights» Leadership

October 4, 2021by Originate Report Team

Read the full Originate Report October edition here.

With a leadership team that has over a century of collective construction and real estate development experience, Builders Capital genuinely understands the nuances and challenges that its borrowers face. They have positioned themselves with a customer-centric lending approach to accommodate borrower needs. Gone are the days of lengthy underwriting experiences that are unfortunately an inherent part of the conventional lending process. That’s why Builders Capital underwrites its loans based on the potential value of the underlying asset instead of arbitrary restrictions that government-regulated banks are forced to adhere to. This dynamic flexibility is an invaluable asset that allows Builders Capital to cater to the specific needs of its clientele and fund exciting projects that otherwise would be impossible to get off the ground.

Communication Breeds Success

Builders Capital is no stranger to the challenging aspects of the home construction process. Project timelines are in a constant state of flux. Unexpected issues arise at the most inopportune moments. Materials are sold out and must be back-ordered. That’s why they allow on demand draws, enabling borrowers to pay their vendors when they need to. Furthermore, since there is a dedicated team of relationship experts that stick with clients from the application phase to the final repayment, borrowers can manage their projects with the confidence that they will have sufficient capital whenever they need it.

As a leader in the private money lending space specializing primarily in funding residential construction projects, Builders Capital has provided efficient single- and multi-family residential construction loans for more than 30,000 housing projects in markets spanning the entire country since 2009. Moreover, they are showing no signs of slowing down anytime soon. Origination volume is currently on pace to surpass Builders Capital’s initial goal of $1.4 billion in business, fueled in large part by the company’s seamless integration of technological adaptations to optimize the quality of the end-product for each one of its clients. Thanks to state-of-the-art technology, borrowers have around-the-clock access to their loan details, draw schedules, and more with just the click of a button—a degree of transparency and ease of business that is truly unprecedented in the lending industry.

Loans for Every Need

Builders Capital offers a comprehensive selection of residential construction loans to fit virtually any type of project. From short-term bridge loans ideally suited for multi-phase developments to customizable all-in-one construction loans to accommodate even the most complex and demanding projects. Builders Capital has facilitated several billions of dollars in lending activity since its inception. Currently, Builders Capital has $1.4 billion in active loans; and with over a billion dollars in new capital available, they are showing no signs of slowing down. It takes something special to stand out from the exponentially growing crowd of loan providers, and that’s exactly what Builders Capital is. Their committed team of collaborators coordinate the efficient disbursal of capital across the entire country and pride themselves in their ability to craft innovative, creative solutions when customers need them.

Regardless of whether you’re building a single-family home or a multi-unit rental property, Builders Capital has a solution for you. Builders Capital specializes in this approach to creating communities from scratch and can offer financing that covers all stages of the project from purchase to construction all at once.